Fences Make Good Neighbors, but do they…

Fences Make Good Neighbors is what we believe. They provide a clear boundary where individuals have agreed to they are responsible for their side. Can fences be detrimental and downright dangerous? The National Institute of Standards and Technology (NIST) Wildland-Urban Interface Group (WUI Group) studies the impact of private fencing on fires in the wildland-urban…

Construction Materials Help Communities Adapt to a New Climate

Temperatures and weather patterns are changing. Communities are adapting to this environment ad hoc. The insurance industry is aware of these trends and has the data to show that if we build differently and control where we build  we can reduce the risk and loss of assets in an increasingly volatile environment. Construction in the…

Implementing Risk Management for Medium and Small Businesses

The insurance industry has known for some time the environment is changing and business as usual will not be possible in the future. Medium and small businesses are often the most nimble to address change, but do not have the resources to be proactive. In order to reduce a reactive response which will never be…